Homeownership cheaper than rental apartment
Because rent + operating costs + electricity + fuel for the car cost more than the loan installment MINUS profit from the sale of electricity. Ideal retirement provision.
01:14 DIY self-pickup with carport
07:04 Income tax and social security at 10.000 €/a
08:40 Income tax and social security at 20.000 €/a
09:07 Income tax and social security at 30.000 €/a
09:43 Pension at 30 years 10.000 €/a
09:59 Pension 713 gross 677 net
10:14 Pension at 30 years 10.000 €/a + 2.844 €/a
10:28 Pension 916 gross 869 net
12:15 Early pension no problem, because under marginal earnings limit
12:42 Additional income during pension
13:27 More pension and income from electricity sales
14:20 What would be needed for this with home ownership without electricity generation?
15:58 What would it take to do this in rental housing?
16:55 Turnkey with carport
18:09 Parts of a thermally insulated garage door
18:25 Garage with floor heating
20:10 Turnkey with heated garage
Music: Andy Mangele
. Even a tax advisor could not give them a binding statement on this, because it is a matter of the tax office, how the tax processing of this case will finally look. These are all assumptions based on various calculators on the site of the WKO - Austrian Chamber of Commerce and AK - Austrian Chamber of Labor.
Since a forecast over 30 years is not possible, simply today's values are written on. Therefore, it can only show phenomena, such as the higher pension due to the additional income from electricity sales, which increases the social security assessment base.
Because of the just violent inflation, I call the mentioned prices hopes for a stable development.